Saturday, October 28, 2006

Financial crisis

I am in a complete financial crisis. Today I received a letter from my bank saying if I do not pay my debt of 244.71 euros they will cancel the contract and close my account. It took me about two months just to get the bank account and I simply can’t afford to loose it. I am in absolute panic! I do not know what to do. I would sell my soul to the devil (if there was one) just to pay off my debt!
I have four lessons a week and I earn 38 euros it does make some difference at the moment. Graham will be leaving soon to work, which will bring in some funds… But I got to pay my debt immediately! What do I do? I’m already in minus with capital one (credit card company) with my English bank account… I don’t know what to do! I simply can’t afford to loose my French bank account.
I want to cry but crying doesn’t solve my problems. And writing about it won’t either but maybe it will make me feel better. If I had something to pawn I would, but I don’t. I am not jewelry person and I do not have any kind of top of the range technology. I lost my iPod but that wouldn’t pay my debt either. I have to do something before Monday. Two days is a short period of time to come up with that kind of money! Two days for god’s sake! I received three letters already but they were just warnings, now I got the bomb. If I don’t sort out this account I will be blacklisted and will be never able to open another one. Therefore I will never get Internet connected to my home, because bank account is a requirement. Why why why? Why money has to screw me up every time?! I do not lead a luxurious life. Far from that, we eat food from Aldi and Lidl!!! I do not drink and I smoke only five cigarettes a day! I do not read papers I do not drive… Where else can I save money? Take the cigarettes away? I might as well start the eating disorder myself. I am in panic. It hurts. I have nobody to ask for help. My mother and I don’t speak to each other anymore (which is another story), my father is just as poor as I am. Shit. I hate this.
Now pretend you haven’t read this pile of crap and have a nice day!

3 comments:

Anonymous said...

The only solution is to contact the bank, introduce your situation, show that your husband is about to cover all debts within next month and wait how they react - they want to get their money back, so if you show you WANT to pay, they may give you some credit, and maybe it can work. Well, I have never had such problems so I don't know how to advice you anything. Anyway, you need to contact the bank as you have no other option. Is not there really anyone who could lend you a bit of this money (so that you would pay part of the debt to show the bank that you are willing to settle the thing). Good luck, as I cannot do anything more. Plus a virtual hug if it can help, I hope it will be all right, you will see.

Weekends Off said...

I am sorry you are going through this! I don't understand how the banks there work, they sound different than the banks here in the US. I wish I had some advice to offer you! The advice above sounds like a good shot have you tried explaining things to the bank?

(((Hugs)))

CG said...

jinele, thank you for your advise I have done a very similar thing and I will give a full story once I am back in the UK.
D thank you for support sometimes a good word is more important than anything else.
Thanks to both of you for the hugs!

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